![]() When an individual buys a car, they are typically buying the transportation they will rely on for years to come. Things to Consider When Shopping for a Vehicle If our site helped you save time or money, please get your accessories like cell phone chargers, mounts, radar detectors and other such goodies from through our affiliate link to help support our site. You can often save thousands of dollars by getting a quote from a trusted financial institution instead of going with the hard sell financing you will get at an auto dealership. Before you sign a loan agreement with a dealership you should contact a community credit union or bank and see how they compare. Source: Experian 2020 Q1 data, published on August 16, 2020Īcross the industry, on average automotive dealers make more money selling loans at inflated rates than they make from selling cars. Source: Experian 2022 Q2 data, published in August of 2022įor historical comparison, here is what the data looked like in Q1 of 2020 as the COVID-19 crisis spread across the United States. In addition, you’ll receive an in-depth schedule that describes how much you’ll pay towards principal and interest each month and how much outstanding principal balance you’ll have each month during the life of the loan.We publish an auto lender review guide to help buyers see current rates from top nationwide lenders.įor your convenience, here is data on what rates looked like across Q2 of 2022. The calculator will tell you what your monthly payment will be and how much you’ll pay in interest over the life of the loan. You can also add extra monthly payments if you anticipate adding extra payments during the life of the loan. To use the calculator, input your mortgage amount, your mortgage term (in months or years), and your interest rate. ![]() Figure out how much equity you have in your home.See how much interest you have paid over the life of the mortgage, or during a particular year, though this may vary based on when the lender receives your payments.Determine how much extra you would need to pay every month to repay the full mortgage in, say, 22 years instead of 30 years.Determine how much principal you owe now, or will owe at a future date.This means you can use the mortgage amortization calculator to: How much time you will chop off the end of the mortgage by making one or more extra payments.How much principal you owe on the mortgage at a specified date.How much total principal and interest have been paid at a specified date.How much principal and interest are paid in any particular payment.How do you calculate amortization?Īn amortization schedule calculator shows: A portion of each payment is applied toward the principal balance and interest, and the mortgage loan amortization schedule details how much will go toward each component of your mortgage payment. The loan amortization schedule will show as the term of your loan progresses, a larger share of your payment goes toward paying down the principal until the loan is paid in full at the end of your term.Ī mortgage amortization schedule is a table that lists each regular payment on a mortgage over time. Initially, most of your payment goes toward the interest rather than the principal. The downside is that you’ll spend more on interest and will need more time to reduce the principal balance, so you will build equity in your home more slowly. With a longer amortization period, your monthly payment will be lower, since there’s more time to repay. Over the course of the loan, you’ll start to have a higher percentage of the payment going towards the principal and a lower percentage of the payment going towards interest. If you take out a fixed-rate mortgage, you’ll repay the loan in equal installments, but nonetheless, the amount that goes towards the principal and the amount that goes towards interest will differ each time you make a payment. Over the course of the loan term, the portion that you pay towards principal and interest will vary according to an amortization schedule. Each month, your mortgage payment goes towards paying off the amount you borrowed, plus interest, in addition to homeowners insurance and property taxes.
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![]() That sales weakness led Domino to miss analyst profit estimates for the quarter. same-store sales in Q2 was driven by declining order counts, which continued to be pressured by the challenging staffing environment, which had certain operational impacts such as shortened store hours and customer service challenges in many stores, both company-owned and franchise," Weiner explained. International sales also fell 2.2%, worse than the 13.9% gain a year earlier. stores dropped 9.2% while franchise-owned stores dropped 2.5%. Same-store sales at company-operated U.S. same-store sales fell 2.9%, a sharp reversal from a 3.5% increase during the same quarter last year. ![]() Domino's reported delivery sales crashed 11.7% in the second quarter versus a year ago. ![]() The effort, while clever, may be having a minimal impact in terms of addressing lost sales from the labor shortage. “Until we’ve fully answered this question, all options will remain on the table.”ĭomino’s Pizza did not respond to Fortune’s request for comment.A pizza comes out of the oven at Domino's Pizza restaurant in Los Angeles, California, U.S. “The question remains, can we close the gap in performance and get back to fully meeting demand, utilizing our current delivery model as it has evolved over many decades?” Weiner said. He added the company was continuing to evaluate best practices to keep up with orders. Domino’s top stores are meeting demand and outperforming the system, signaling it is possible to overcome the present challenges. stores were utilizing call centers in some capacity,” Weiner said, leading to far fewer unanswered calls than in the first quarter.īut the CEO was upbeat, saying that Domino’s has turned a corner, and the answers to the company’s labor shortage are already in place. At the end of the second quarter, “around 40% of our U.S. “This allows team members to focus on making and delivering pizza without having to worry about answering phones, especially during the busiest times in the store,” Weiner said on the earnings call on July 21.ĭomino’s has already implemented their call center strategy for restaurants across the country. The company says it has contracted third party call centers to answer phone orders, in hopes of freeing up employees to complete other responsibilities. The solution to Domino’s delivery problems? Using call centers to get all those late night pizza orders on the road. “However, I have tremendous confidence in the team that we have assembled to leverage some of our current successes, address our current pressures and proactively work to mitigate the negative impact of those external factors that we can’t control.” “I can assure you that nobody at Domino’s is happy with our recent performance,” Weiner said. The rising cost of goods-and therefore the price of their pizza- has also led to a drop in sales. labor market is just one of the company’s problems, according to CEO Russell Weiner. The company reported a 11.7% drop in delivery sales in Q2 compared to the previous year, with total global retail sales dropping 3% over that time period, mostly due to staffing problems.Īnd the tight U.S. People keep putting in orders for cheesy bread, but there just isn’t enough staff to answer the phone, make the pizza, and deliver it, according to the company’s earnings call last week. It’s not that people don’t want it, according to Domino’s Pizza. If it does not work right for your pet, or if you are not 100% satisfied, you are always covered under the Boshel hassle-free warranty. If your cat moves during the process, gently follow their gesture. These professional-grade clippers are made with a stainless-steel cutting edge that stays sharp and guarantees a quick cut. Carefully hold one paw between your fingers and rub it gently for two to three seconds. IT WORKS FOR YOUR PET OR IT'S FREE– This Boshel® professional pet nail trimmers are perfect and safe to use as Kittens, Cat nail clippers, Small dog nail clippers, Rabbit, Guinea pigs, Hamsters, Birds nail trimmers, And for most other small animals. Do cats need regular nail trims What type of nail clippers should I use for my cat How should I restrain my cat for her nail trim How do I safely trim my. Four Paws Ultimate Touch Cat Claw Clipper Best Overall Check Price on Chewy Check Price on Amazon Our pick as the best overall pair of cat nail clippers is the Four Paws Ultimate Touch Cat Claw Clipper.It will keep you calm even if your pet won’t be thrilled while getting their nails clipped. COMFORTABLE, SAFE & EASY – The Boshel® nail trimmer for small dogs and kittens features comfortable, easy grip, non-slip, ergonomic rubberized handles which stay safely in place in your hands to ensure ease of use and prevent accidental nicks and cuts.You’ll be able to see what you’re doing and help you determine how much you need to cut without going near the sensitive spots and avoid a bloody mess even without a quick sensor. CLEAN & PRECISION CUTS – The pet trimmers for small dogs and cats is ergonomically designed with a razor-sharp stainless steel SEMI-CIRCULAR ANGLED BLADE. Adorable pink Hello Kitty nail clipper comes with a dangling charm of the iconic character, as well as a sharp, rust-resistant stainless steel blade and.Whenever your little one is in need of a mani-pedi groom, use this small claw scissors and trim your little one’s claws, nails, safely and professionally. ![]() No more spending precise time and money at the vet. SAVE TIME AND MONEY – Our professional nail clippers for cats is super easy to use which will allow you to take care of your pet right at home.This pet clippers for cats is recommended by animal trainers, veterinarians, pet grooming professionals and by our large base of satisfied customers as the best cat nail clippers to use for cats and small dogs. ![]() ![]()
![]() Technical Data Rated Voltage V: 230-240 Power consumption W: 600 Weight kg: 5.9 Cutter. To get those bushes from shaggy to sheared as quickly and as easily as possible, you need. Ideal for large hedges, tall plants and long grass around the home. Whether you wish to cut hedges, trim bushes. Staff, Courtesy of Stihl Everybody loves neatly trimmed shrubbery. However, petrol has an environmental impact, is expensive and messy and trimmers are heavy, noisy and require regular maintenance. The new electric hedge trimmers are even more versatile with higher power - 460w - compared to the previous models. Petrol hedge trimmers: These are powerful and, like cordless versions, can be used anywhere.Electric corded hedge trimmers: Affordable, low maintenance and lightweight these trimmers do require a power source and have cables that are potentially hazardous - depending on their length you may also need an extension cord for extra reach.Read our best cordless tools buyer's guide for more information on cordless tool systems. Expensive batteries and chargers however, can increase costs. 14 products Compare Read more Hedge Trimmers Hedge Trimmers 115iHD55 without battery and charger Battery voltage 40 V Knife length 55 cm Hedge Trimmers 122HD60 Cylinder displacement 21.7 cm³ Knife length 59 cm Hedge Trimmers 520iHE3 Battery voltage 40 V Knife length 55 cm Hedge Trimmers 322HD60 Cylinder displacement 21. Without the cord or a petrol tank, you aren’t limited to where you can cut and although these were traditionally pretty pricey, recent advances have lowered their price. ![]() As long as the lubricant you use is a penetrating oil and the applicator allows you to apply it to the main points of a hedge trimmer, then that lubricant is suitable. Stihl produces petrol, battery and mains electric-powered hedge trimmers. What type of Oil Should I Use You can use any machine lubricating oil for oiling the blades of a hedge trimmer. Cordless hedge trimmers: These are lightweight, quiet, environmentally friendly and have no need of petrol, engine maintenance or electricity plus there are no trailing cables to worry about. An electric trimmer does need blade oil and regular maintenance.Transparent hand guard and laser-cut and diamond ground blades. 5-position rotary handle allows for flexible, comfortable cutting. There are three types of hedge trimmer available, each with their own pros and cons: High-performance 600 Watt electric hedge trimmer with 2-stage reduction gear with low stroke rate and high torque for thicker branches. Large selections of accessories are available for the STIHL hedge trimmer to meet any task.What are the different types of hedge trimmer? STIHL proudly carries the Care for Nature seal by meeting or exceeding the standards set by the EPA/CARB emissions requirements. A built in hanger in the rear is featured for easy storage. A convenient extension cord clip is featured on the handle for any loose or dangling cords while trimming. Convenient and quiet, STIHL Electric Hedge Trimmers offer precise cutting, optimum blade geometry and balanced weight distribution for guaranteed comfort. The flat file is designed to work only when applied in one direction, and this method ensures a. STIHLs 20 inch electric hedge trimmer weighs just 3.1kg but with a 460W motor, it has the power to tackle your gardens bushes, hedges and shrubs without. With just a few steps needed for sharpening your hedge trimmer by hand, you can secure long-lasting cutting performance. Easy access to air filters and spark plug for simple cleaning and/or replacement. Step 2: sharpen your hedge trimmer blades with a flat file. The on/off switch and throttle controls are located on one multifunction handle allowing for easy and quick access, combined with the anti-vibration system the HSE70 delivers maximum control and comfort. The STIHL HSE 70 hedge trimmer offers all the same superior features as the STIHL HSE 60 but with a longer 24” laser cut diamond blade which stay sharp longer and increase the life wear. When your victim jumps in the shower, sneak into the bathroom and steal their clothes, if you want to take this step one step further you can also nab their towel so they will have to use their hands to cover their private parts! Works best if you get them when they are taking a shower in a public place such as the gym. The video below demonstrates how it is done as this lady pranks her partner.įor this shower prank you need to use your best tip toe skills. As the water passes through the kool-aid it will magically change color and your victim will be extremely shocked and confused! If you use red candy, the shower will resemble something from a horror movie! Would you like to change the color of your victims shower water to blue, green or maybe red? No problem! Simply unscrew your victims shower head and insert some kool-aid (drink powder), your color of choice and rescrew the shower head back on. Take their styling gel and freeze it over night, wake up early in the morning and put it back right before they are ready to leave for school or work. You have heard of the ice bucket challenge, well for this prank you do the same preparation that you would for the ice bucket challenge, you simply prepare a bucket full of cold water and ice cubes and when your victim is taking their shower, you simply enter the bathroom and pour that lovely ice cold water over the shower curtain onto your victim. This first prank you can easily pull off on your roomates to frustrate the hell out of them. They will be extremely confused when their bar of soap will no lather up no matter how hard they scrub their armpits! Grab your victims bar of soap and give it a coat of varnish. ![]() Simply unscrew the lid and then add your preferred amount of vegetable oil to their shampoo depending on how evil you are feeling. You can always add some vegetable oil to their shampoo container. ![]() This is demonstrated in the gif below, you have to pretty much be as sneaky as a ninja to get away with this one though. If you want to take this shower prank one step further you can use super glue to stick the lid down permanently on their shower products.Īnother shampoo related prank is to sneak up behind your victim who is taking their shower and when they are shampooing their hair, just keep adding a little bit of shampoo to their head. They will be squeezing and struggling but no shampoo will come out until they remove the cap again. Simply unscrew their shampoo container and cover up the hole with tape or plastic before screwing the top back on again. Are you looking to prank your friend when they are taking a shower? ![]() The Official Monster Truck Series TM only at Monster Jam. ![]() The Series Champion receives an automatic bid to the prestigious Monster Jam World Finals® to compete for the title of World Champion. We have the biggest, maddest and wildest event you will ever witness. Monster Jam also features breathtaking Freestyle Motocross exhibitions. The Excitement Returns to Toledo in March 2023 Americas most exciting motorspot is coming to the Huntington Center in March 2023, and theres still time for you to score the best Monster Jam Toledo Tickets around Comprising three distinct competitions Racing, Two-Wheel Skills, and Freestyle the Monster Jam offers something for monster truck fans of all stripes. Extreme Tour - Rochester, NH - 2:00PM - Saturday August 28th, 2021 2:00pm EST Tickets available at box office PARKING FEES MAY APPLY In rain or shine The Most Insane Show on Earth Prepare to have your mind blown away. Engineered to perfection, these 12,000-pound monster trucks, including the legendary Grave Digger ®, Megalodon ® , El Toro Loco ® and more push all limits in Freestyle, Skills, Donut and Racing competitions. Witness heated rivalries, high-flying stunts and fierce head-to-head battles for the Event Championship. Monster Jam ® is an action-packed motorsport with world-class athletes locked in intense competitions of speed and skill. Cash will not be accepted. Reverse ATMs are available to convert cash to debit card. ![]() PPG Paints Arena is a fully cashless arena, ensuring contactless options for food, beverage, and merchandise purchases. The promoter of the April 2nd Toughest Monter Truck Tour event at Rupp Arena has made the decision to change the start time from the originally scheduled.Bags are PROHIBITED Exceptions Upon Inspection: Medical bag, Diaper bag accompanying a child, and Hand clutch/Wallets - CANNOT exceed 8” X 5” x 1".We will update ticket purchasers if this changes as well as posting on our venue social media sites. At this time, this event DOES NOT require proof of vaccination or negative COVID-19 test for entry.Masks are strongly recommended not required per the CDC guidelines for all guests while inside the arena, except while actively eating or drinking. ![]() ![]() This let you back them up and sync them with the diary from your desktop - typically this meant Outlook Express - using a serial or USB cable.įortunately, you can still do this, thanks to connectivity software such as CompanionLink. Back then, phones came with PC connectivity software such as Nokia PC Sync or Microsoft ActiveSync. Of course, this wasn’t the case in the old days before GMail and the iPhone. For some of us that is fine, but for others, legal and regulatory compliance concerns will make it a no-no. More importantly, all these platforms are now cloud-based and expect you to sync your mobile devices with a data store nebulously located somewhere out on the Internet, governed by who-knows-what privacy regulations. Sure, you can usually go outside that, for example to link your Apple or Microsoft Lumia device to Google Calendar, or your Android to, say, but all too often the native equivalent is better supported. The problem is that whichever phone you choose, whether it be an iPhone, Windows Mobile, Blackberry or Android, it will have its own preferred ecosystem. then it isn’t actually being very smart. ![]() Yes, you can still run one standalone, just as some people still use paper diaries, but if your smartphone doesn’t put into your pocket everything that is already in your desktop personal information manager - your contacts, appointments, tasks etc. CompanionLink Software CompanionLink/DejaOffice $50Synchronising a smartphone with something or somewhere else is pretty much de rigeur now. ![]() The Titans will bring a pretty balanced offensive attack to Nazareth Academy on Saturday led by QB Connor Dennis along with a deep group of backs and receivers including RB Mekhi Glover, RB/LB Ja’Mar Johnson and WR/DB Mark Harris. Rockford Boylan and head coach John Cacciatore are no strangers to playing deep in the IHSA postseason along with eventually running into several top Chicagoland powers year in and year out. ![]() #3 Rockford (Boylan Catholic) (9-1) at #11 LaGrange Park (Nazareth Academy) (6-4) plus junior DE Mikeshun Beeler while senior leaders DB/RB Andre Crews and S/WR Malik Elzy also play on the defensive side of the football.Ĭan the Simeon defense contain Crete’s big playmakers Josh Franklin and Lynel Billips Williams for four quarters? Will Crete be able to limit long, extended drives from Simeon and get the football back early and often? The Simeon defense has several up and coming names to watch in sophomore DE Christopher Burgess Jr. Look for Simeon to get RB/DB Andre Crews plenty of touches on Saturday, and Crews will run behind an experienced offensive line led by senior Jose Manning. Veteran head coach Dante Culbreath is in his final lap as Wolverines head coach this season. Look for the Warriors and QB Cory Stennis to get the football into the hands of standout WR Joshua Franklin (Western Michigan) along with WR/DB Lynel Billips Williams (Miami of Ohio) and both Franklin and Billips-Williams can break open a big play with every touch this season. ![]() Crete-Monee and head coach John Konecki can and will throw tons of different looks, formations and even a few things from the trick bag when needed this season. This outstanding Class 6A Round 2 game will have more of a semifinal feeling to it on Saturday at Gately Stadium. #7 Crete (Monee) (8-2) vs #2 Chicago (Simeon) (10-0) Gately Stadium Rita defense cover the speedy receivers and back from Prospect for four quarters? Rita power running game and force them into unwanted down and distance? Can the St. The Knights have been getting an All State caliber season from QB Brad Vierneisel and his main targets have been Northwestern commit WR Frank Covey and WR Jake Parisi and the Prospect offense has been downright explosive this season.Ĭan the Prospect defense slow down the St. Prospect and head coach Dan DeBoeuf has also brought the Knights program to new heights and a win over CCL Blue power St Rita would be a huge leap forward for his programs. Rita backfield is also a key and keep an eye on senior RB DJ Stewart along with sophomore RB Ethan Middleton, while the Mustangs defense has been strong all season long and is led by ILB Matt Kingsbury, his brother LB Joe Kingsbury along with DL Pat Farrell and S Johnny Schmitt. The Mustangs offense is a run-first attack and is supported by a big and experienced offensive line led by Charlie Armbruster, Collin Gerger and Nick Strelczyk. Rita head coach this season as he has already announced that he’s stepping down from the head coaching position after this season. Veteran head coach Todd Kuska is trying to get the most out of his final season as the St. The Redhawks defense also has star power in S John Nestor (Iowa) along with DT Jamel Howard III (Wisconsin).Ĭan the York defense limit the Marist offensive touches and also limit its big play capabilities? Can the Marist defense get pressure upfront on York QB Matt Vezza and limit his touches on Saturday? Marist senior QB Dermot Smyth is a name to watch along with RB Chris Loftgren, WR Ryan Sims (Miami of Ohio) and the Redhawks once again have a big and physical offensive line anchored by senior Ben Meehan. Marist and head coach Ron Dawczak always has a talented and potent offensive attack that is balanced while also having big play ability. York also has an impressive stable of backs and receivers including RB Jack Melion and WR Luke Mailander as the Dukes offense is balanced between run and pass this season. Vezza is a threat with his arm as well as using his legs to extend plays along with keeping opposing defenses honest. The Dukes will rely on senior QB Matt Vezza, who has been one of Chicagoland’s top overall quarterbacks this season. York head coach Mike Fitzgerald has continued to build up the Dukes football program and this week could be another big step towards becoming a Class 8A power program taking on Marist in Chicago on Saturday. The IHSA State Football Round 2 Playoff games across Chicagoland will be huge and here are my Top 5 Games to watch this weekend. |
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